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   This is not credit repair and we do not endorse any company providing credit repair. We are disputing reporting law; not whether or not an account is yours or not, but whether or not the credit bureaus or the furnisher of the negative information have the "verifiable proof" that they are required by law to have on every challenged account. So the dispute is never about what type of negative we challenge; you simply have a right to receive a copy of the Original Creditors Evidentiary Documentation that should be on file with the Credit Bureau. The credit bureaus are required to have a copy of that same verifiable proof.

   American Credit Auditors, LLC offer services that far exceed other credit restoration industry leaders for a fraction of the cost. We do this by keeping our costs low and our profits to a reasonable rate by eliminating all of the extra charges that online credit repair companies charge in the processing of your file. Overall this further increases the value of our services. We have no hidden fees for services like monthly processing or unneeded reordering of credit reports and other charges that our competitors require to take advantage of you. We comply with all federal and state laws governing the Credit Repair Organization Act. We allow a five (5) day "Right to Rescind" and work is performed before any payment is deposited into our account for services.

   If you are serious about improving your credit, enroll in our credit services; we will demand the credit bureaus and furnishers of negative information to verify that all of the negative reporting items are accurate and verifiable as required by law.